Nearly half of UK households say that they would struggle to cope if their monthly outgoings rose by £99. We look at how you can create some financial 'breathing space' to help you out if you lose your job or become ill.
10% 'worry about feeding families'

One in 10 adults working full-time is worried about affording three nutritious meals a day, a new survey has found
A tenth of full-time working adults are worried about providing three nutritious meals a day for their families, according to a study.
The Salvation Army poll, to establish whether social issues have changed from those identified by the church and charity a century ago, found that the main concerns of 20% of UK parents with children aged 16 or under was affording basic needs such as food and clothing and getting into debt.
Among those working, 10% were worried about affording three nutritious meals a day and 31% were concerned about affording replacement essential household goods such as a bed or cooker.
Just over a quarter (26%) were worried about being able to pay their mortgage or rent.
The poll found 14% of parents identified harmful or illegal drugs as their biggest concern for their children and 7% of all those surveyed were currently worried about alcohol or drug addiction within their family.
Just over one third (35%) of parents were worried about a lack of working opportunities for their children.
The Salvation Army said the survey revealed that "100 years on, the same concerns remain in 21st century Britain".
Lt Colonel Marion Drew, of The Salvation Army UK and Ireland, said: "The Salvation Army still recognises that in 2012 anyone can find themselves facing grief and despair.
"Family breakdown, unemployment, poverty, homelessness and drug and alcohol dependency are just some of the reasons why people can lose everything they value, including their dignity."
YouGov polled 2,099 adults online between August 17-20.
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Whilst powerful people go on avoiding paying a fair share of tax and soccer players are seen to be earning morally repugnant wages this country will continue to be divided.
The ordinary hard working man in the street is struggling to feed his family whilst predatory energy company's are fleecing us all for the sake of ever more profits, along with Banks, Insurance Company's and Local Government, all filling their coffers and paying their CEO's excessive wages and bonuses.
The Cancer 'GREED' continues making the country RIP OFF BRITAIN.
Neither Cameron, Osborne, Clegg or Milliban or Balls have'nt a clue
Well I must have been a lucky guy..no family breakdown..married 54 years before wife died..brought up family. retired at 77 after working 52 years, never took drugs, love my red wine 3 bottles for £10, buy frozen meals in supermarkets for £1...meals in pub for £5.....careful use of heating...totally independant
and enjoy my life.....I must be a lucky guy.
GREED is the canker sweeping our society brought about by 'Powerful People', Millionaires wanting to become Billionaires and predatory 'Fast Buck' making companies such as Banks, Insurance Companies, Energy Suppliers, Mortgage providers, all hell bent on increasing their obscene morally repugnant incomes and profits.
Today SSE Energy Supplier, about to up their prices in October by 15%, in my own case, announce forthcoming profits amounting to £110 from each and every customer. If this is not gross repugnant i don't know what is.
The forcast is they will make £385 million over period of 6 months.
When soccer players and managers get up to £200,000 a week, is it not time the Government imposed a tax rate of 95%. If they choose to go abroad, then good ridance I say.
It`s times like this I wish I was an MP, as the price of food goes up, I could add a little bit more to my expense sheet. Though I might have to consider only 5 nights at my favourite expensive restaurant, instead of 7, after all, we are all in this together. And when the old ancestral pile is getting a little grubby, it`s time for the old flip again and the old Hon. Member of the Board cheque is handy for tiding things over. What a life............*sigh*
Bigger thieves than any benefit fraudsters, how they managed to increase their expenses when the reins were supposed to be tightened, I`ll never know.
Here's an idea let us make the next election our oppotunity to show our disgust, if we all register to vote and on the day write No Thanks on our ballot papers the number of spoilt papers will outnumber the number of votes.
We will send a clear message to parties of all shades that they need to think again.
People struggling to feed their families!!!! Perhaps if the government recovered some of the taxes owed by companies such as Vodaphone, they would not have to make such deep cuts in the pockets of the poorest people in the country. Or just an idea, what about getting a grip on fuel prices, this issue is linked to the cost of everything, look at the proffits for fuel companies, it's obscene. Better still why not get a grip of both of these issues and stop selling the people of this country short.
it can't be taken for granted , parents unable to feed through their children with a proper meal there needs to be done somethings about it
I aspire to earning a minimum wage..... but am not worried about food. Why? I can cook basic meals, find things that are cheap in season, and do not eat takeaways or food in boxes! Nor do I buy beer, lager or spirits. Funny how I've been single so long......
I can make meals for a day for around the cost of a litre of diesel. A pizza for £11 would take my whole weeks food budget! Don't believe me? Check out the cost of rice, and sausages, sardines etc.
I'm in my sixties, my parents learnt wartime cooking with rationing, my father was a prisoner of war and came back from Japan half the weight he was when he left. Seems the dirty ring round the rice cauldron had all the vitamins in... a handful a day was enough to survive.
Sometimes discipline is needed to survive. You can do it yourself or ask for help.
Without housing benefit, I am prepared to live in a van. Paying the insurance is hard. I bet my premiums are high because of the careless among us.
It's fun being an old age traveller.....
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