Moneymadeclear from the Financial Services Authority
Moneymadeclear from the Financial Services Authority
Budgeting and taking stock - the essentialsBudgeting is important if you don't want to spend more than you earn - and end up borrowing money. To make a budget, the first thing you need to is to identify your financial needs and make financial decisions based upon them.
Work out your financial priorities and maximise your income The FSA's Financial Healthcheck can help you identify your financial needs. After answering a few questions it will make some suggestions based on the information you provide, such as reducing your debts or saving for the future. Find out now.
The smartest ways to spend your moneyIf your mortgage deal is coming to an end you may find that interest rates are higher and you'll need to look around to find a competitive deal. If you need it, consider getting independent financial advice before making a decision, and make sure you understand the range of lenders from which the adviser is selecting the mortgage.
How to save money - the quizConsider yourself a smart shopper? Frugal with your finances? Do you think you've got what it takes to be super saver? Find out now with this exclusive quiz.
Elsewhere on MSN
Consumer Credit Counselling ServiceThrough its free national telephone service, ten regional centres and online Debt Remedy, CCCS is able to help people with debt problems wherever they live.
Debt solutionsFind out ways to lower your debt burden with over 250 debt solutions, debt consolidation loans, and debt management plans.
Ask the ExpertsGot a money problem? Trapped by debt? Then ask our well-seasoned experts for quality financial advice for free. Submit questions on anything, from investing to mortgages and current accounts - they'll always have a helpful answer.
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FSA poll
- How often do you review your bank statements and monthly spend?
- Regularly, I can account for all of my spending and income
65% - Rarely, I would recognise anything out of the ordinary
27% - Never, I do not track my transactions
8%
- Regularly, I can account for all of my spending and income
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