Signing up to an annual direct debit payment plan from your energy supplier is supposed to help prevent bill shock as your payments are spread equally throughout the year. But it might not work like that...
Bosses 'should offer four-day week'

Gardening and growing food are good for physical and mental health, it is claimed
All employers should introduce the option of a four-day working week, with gardening promoted as a beneficial way of using the extra time, it has been suggested.
Spending less time in the office and gardening both have a range of benefits, and a scheme to provide a shorter working week and space for growing plants and food could "provide the answer to every headline problem at the moment", it was claimed.
Gardening and growing food are good for physical and mental health, improve the environment and boost wildlife in towns and cities and even help make urban communities more resilient against food prices spikes and climate change.
But to harness the growing interest in gardening and "growing your own", more time and space for growing plant and vegetables in cities are needed, said a leaflet by Andrew Simms, of the New Economics Foundation, and co-author Mollie Conisbee.
So, all private and public employers should offer new recruits, and possibly existing staff, the option of a four-day week, either with the same amount of hours compressed into four days or a shorter working week with less pay.
Alongside the four-day week, employers should seek to provide urban growing spaces where people can grow vegetables and fruit, as well as plants and flowers which make cities look nicer and provide wildlife havens, their leaflet suggests.
Options range from rooftops, such as Thornton's Budgens supermarket in Crouch End, North London, which has a "food from the sky" project, to individual parking spaces in car parks which are being taken over in Los Angeles in the United States as "parklets".
The shorter working week could increase employment, relieve pressure on public services as people are healthier and have more time to be carers, and allow people to save money doing tasks they would otherwise have to pay someone else to do.
The authors point to other places in the world where a shorter week has delivered benefits, such as Utah in the US where the working week for state employees was compressed into four days, saving the state millions of dollars.
Absenteeism, overtime and official transport use were reduced and carbon emissions cut by 14% in the experiment introduced as a response to the economic crisis in 2008.
related stories on msn
This is a very viable option for many company's, i know because i offer it to my employees. Assuming employees work 40 hours a week, they do 4 x 10 hour days instead 5 x 8. this has many benefits, if my guys are working on a job and travel to and back each day, we save a days mileage costs, the guys are nore productive as they have less down time setting up and wrapping up the days works and a 3 day weekend which they really appreciate.
It wont work for all businesses, but its an option worth looking at for some
Get real people.....this is the UK. There is NO way our bosses are going to agree to this!!!
Most of them don't give a monkeys about our health. In fact the last place I worked it was frowned on if you dared to go to the doctors or dentists!
This is the reality of living in Britain in the naughties.
4 X 10 Hour days will leave you brain dead after each day. After my 8 hours I'm ready to walk out and do my own thing .. I couldn't be effective with a 10 hour day and I doubt many people could.
I've given up staying behind after hours. I'm out the door as soon as I can because I have my own things to do - and not fill the company wallets for free.
Accepted that those who keep putting in the extra hours are sometimes 'looked after' and promoted, it's not the ideal way to spend a life ... work work work...
Well I regularly have to do 10-14 hours a day with no extra pay! thanks to the economy the Bank and Labour left us, all companies are already wanting more work by less people for the same pay!
If we don't like it we are "encouraged" to leave and get a job elsewhere!
The problem being that companies are still looking for growth, increased margin and more profit, weven in a recessiona dn don't care for the workforce in any way shape or form!
latest money videos
more on msn money


The iconic Cotchford Farm in East Sussex goes up for sale for £2 million.

We look at which option will bag you a nicer home in a better neighbourhood.

Whether you have credit card debts or an overdraft or a stack of store credit, you can get back in the black for very little cost.

Because the sun has to shine eventually...

Nearly half of UK households say that they would struggle to cope if their monthly outgoings rose by £99. We look at how you can create some financial 'breathing space' to help you out if you lose your job or become ill.

Avoid these mistakes if you want to lead a richer life!

Save regularly to nab a leading easy access ISA rate from Newcastle Building Society and the chance to earn up to £1,000 cashback.

Barclaycard is now offering a record 27 interest-free months to pay off your debts.

The taxman says three and a half million people are due a refund, but two million will have to fork out for underpaid tax.

Fed up with low savings rates and high borrowing rates? As Dave Fishwick and his Bank of Dave has demonstrated, there are other options out there.

If you want to find a unique property bargain, there is plenty of help available online - you just need to know where to look.




