A gold ring (Stephen Pond - PA Archive)

Larger image

Cost: £418.11

Up or down? Up 30%

The gold rings in the song actually refer to ring-necked pheasants, but PNC takes the meaning literally in its calculations. The price of gold is soaring so the rings are more costly this year.

Find out more about the 12 days of Christmas on Bing

Related links
Christmas money tips
Work out your budget with our Christmas calculator