Signing up to an annual direct debit payment plan from your energy supplier is supposed to help prevent bill shock as your payments are spread equally throughout the year. But it might not work like that...
Councils' 'big role' in pay gap cut

More than one in five councils are committed to ensuring staff are paid a living wage, according to new research
Local authorities are taking a prominent role in cutting pay gaps by promoting living wages and reining in chief executive salaries, new research has revealed.
Campaign group One Society analysed pay policy statements from 173 of the 174 local authorities in England and Wales and followed up with freedom of information requests.
It found more than 20% of councils are committed to ensuring staff are paid a living wage, in some cases including contractor staff. Some 12.5% have taken steps to cut chief executive salaries, while more than 10% also plan to institute pay ratios between the worst and best paid.
But the group warned that comparing councils was difficult because different local authorities report in different ways.
One Society director Duncan Exley said: "The Government needs to take steps to ensure that public sector pay policy reporting is more comprehensive and comparable if their objectives of accountability and fairness are to be achieved.
"Local authorities are large employers and procurers of services. Consequently, their pay policies will have a significant effect on the well-being of local people and the local economy."
The report also warned that the Government's intention to promote fair pay in the public sector was being undermined by gaps in reporting requirements for large sections of the public sector, and a failure to implement the Fair Pay Review's recommendation that accountability is "extended into the public services industry".
Local Government Minister Brandon Lewis said: "The door to council pay practices has been unlocked by this Government's Localism Act - local authorities must now publicly justify their pay policies; senior salaries above £100,000 a year; big bonuses or pay rises; or if they hire someone already getting retirement or severance money from the public purse.
"Every local taxpayer has a right to know and challenge how their hard-earned cash is being spent and whether local pay is fair, fit for purpose and fully democracy proofed."
related stories on msn
latest money videos
more on msn money


The iconic Cotchford Farm in East Sussex goes up for sale for £2 million.

We look at which option will bag you a nicer home in a better neighbourhood.

Whether you have credit card debts or an overdraft or a stack of store credit, you can get back in the black for very little cost.

Because the sun has to shine eventually...

Nearly half of UK households say that they would struggle to cope if their monthly outgoings rose by £99. We look at how you can create some financial 'breathing space' to help you out if you lose your job or become ill.

Avoid these mistakes if you want to lead a richer life!

Save regularly to nab a leading easy access ISA rate from Newcastle Building Society and the chance to earn up to £1,000 cashback.

Barclaycard is now offering a record 27 interest-free months to pay off your debts.

The taxman says three and a half million people are due a refund, but two million will have to fork out for underpaid tax.

Fed up with low savings rates and high borrowing rates? As Dave Fishwick and his Bank of Dave has demonstrated, there are other options out there.

If you want to find a unique property bargain, there is plenty of help available online - you just need to know where to look.



