Nearly half of UK households say that they would struggle to cope if their monthly outgoings rose by £99. We look at how you can create some financial 'breathing space' to help you out if you lose your job or become ill.
Dairy farmers in blockade protest

Farmers For Action claims several companies 'are trying to kill the dairy industry altogether'
Hundreds of farmers are blockading milk processing plants at centres across England in a protest at the price they are paid.
Farmers For Action (FFA) said their supporters are outside at least three sites run by the firm Arla.
Vice-chairman Andrew Hemming said there were 400 farmers outside the Arla plant in Ashby-de-la-Zouch, in Leicestershire, and around 600 to 700 outside a plant in Bridgwater, Somerset, run by the same firm.
He said there was another protest in Leeds and he had also heard about a demonstration in Kent.
Mr Hemming said he had been told there were about 100 tractors at the Bridgwater protest. He said he did not have any information about the numbers at the Leeds plant. But Mr Hemming said he was outside the plant in Ashby where it was a "fantastic turn-out".
"We've had a lot of support, not just from FFA members but a lot of other farmers too," he said. "It just shows the strength of feeling there is. There are quite a few tractors out and we've got tankers here waiting to come in. We've spoken to the plant manager and I don't think he's too happy but we've told him we're staying until someone higher up comes to talk to us."
Mr Hemming said Farmers For Action was specifically targeting Arla. He said: "They are one of the big three who are trying to kill the dairy industry altogether."
The action is the latest in a series of protests by dairy farmers angry about cuts of up to 2p a litre in the amount they receive from major milk processors. They say that many are being pushed to the brink and may be forced out of business, pushing up the price of milk for consumers in the long term.
The action is the latest in a series of protests by dairy farmers angry about cuts of up to 2p a litre in the amount they receive from major milk processors. They say they that many are being pushed to the brink and may be forced out of business, pushing up the price of milk for consumers in the long term.
Celebrity chefs Jamie Oliver and Hugh Fearnley-Whittingstall stepped into the debate as they urged the public to boycott some supermarkets over cuts to the price of milk. In a letter to The Times, Oliver and Fearnley-Whittingstall said it was "shocking" that many dairy farmers were to be paid less for their milk than it costs them to produce it, adding that the industry was becoming unviable.
related stories on msn
latest money videos
more on msn money

Avoid these mistakes if you want to lead a richer life!

Save regularly to nab a leading easy access ISA rate from Newcastle Building Society and the chance to earn up to £1,000 cashback.

Barclaycard is now offering a record 27 interest-free months to pay off your debts.

The taxman says three and a half million people are due a refund, but two million will have to fork out for underpaid tax.

Fed up with low savings rates and high borrowing rates? As Dave Fishwick and his Bank of Dave has demonstrated, there are other options out there.

If you want to find a unique property bargain, there is plenty of help available online - you just need to know where to look.

US couple have found an innovative solution to the problem of sky-high house prices.

The two banks have now joined the Post Office's banking network, meaning customers can make withdrawals and deposits at branches around the UK.

Get 5p off per litre of fuel at Shell, broadband from £2 a month and more in our latest discount and freebie round-up.

Lifestyling is supposed to mean that your pension pot becomes more secure the nearer you get to retirement. Yet your pension provider might be switching you to overpriced and therefore riskier investments.

If you want to borrow a larger sum of money and repay it over time, a conventional personal loan is not always your best option.



