Cheapest cars to insure
We look at the 15 cheapest cars to insure in the UK.
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With the new number plates now available, you might be thinking of paying a visit to your local car dealer. If so, we can tell you which cars are generally the cheapest to cover.
Insurers will usually focus on the following factors when they're deciding how to categorise a car: repair costs, price of the car, engine size and security features. Using these factors, cars are then split into 50 categories, with category one being the cheapest.
Now let's look at the 15 cheapest cars. We'll start with five cars in the cheapest 'group one' section. Then we'll look at the 10 cars in group two. Within the groups, we'll order the cars alphabetically.
57Comments
26/04/2012 21:16
21/03/2012 19:46
15/03/2012 06:34
2 years ago a certain insurance company put up our insurance from £235 fully comp to £670 the reason for this we had been hit, rear ended by another driver and therfore we had had an accident ?? what a crappy excuse so they went bye bye's were now with the AA for now.
like others there is now no point staying with the same insurer year after year as you get no loyalty discount, they just dont care anymore 
15/03/2012 06:13
it pays to shop around for insurance, I have been driving for overr 35 years, my day job is also a driver! I have never paid ove £250 for fully comp! every year I have to go through all the stupid quotes, some asking for cover price well above the normal! some just talk stupid prices, don't let this put you off, shop around, as for the compear site, I find these a waste of time, I like to talk to someone direct and tell them what I have been quoted, and they always try to offer a better deal, I then use what the offer and move on to the next company until the right price I am looking for is acceptable! yes maybe insurance have gone up, But I refuse to pay for other people bad driving!
14/03/2012 22:40
14/03/2012 09:48
i agree with TTTetc i drive a renault clio diesel £20 a year tax and when i was due for a renewal on my insurance they wanted £ 500 because they said there,s a rise in rates of 14% i asked why!! i,ve got a diesel car so its not pwerful no add on,s since the last time ?and as they said all insurances have gone up ,,so thats why i,m now with Direct Line , costs £300, how does that work out when all insurances have gone up as said ,,rip off britain again ,,
14/03/2012 09:47
14/03/2012 08:01
I have to agree with Karl sssss below. My wife had a BMW Mini Cooper convertible insured through Swiftcover. The cost was £529 fully comp, she felt the car was using more fuel and it was needing quite a bit of money spending on it so we bought a new Ford fiesta TDCI 1.4. £20 a year road tax and on average about 55-60 mpg. Swiftcover wanted a further £27 to insure?? I should have been entitled to a rebate not an increase?
13/03/2012 21:56
I don't understand how insurance companies can get away with it. Young drivers always had to pay over the odds but at least in the past it was possible. The premiums quoted are ridiculous. It wouldn't be so bad if you got half your premium back at the end of the year for no claims but of course they never do that. I feel sorry for todays newly qualified young drivers. Yes we know there are idiots out there but high insurance premiums won't put a stop to them.
13/03/2012 17:46
13/03/2012 02:08
12/03/2012 13:55
If you dont claim they charge more, if you do claim they charge more. If they dont make enough profit why dont they just shut down. Of course they wont do that, instead they raise prices, my thoughts are they raise prices in line with every other company and we have to accept it or break the law by not having insurance. Insurance in the UK is a Cartel and there's nothing we the motorist can do about it. We are ripped off either way with no other option other than to pay.
12/03/2012 12:42
08/03/2012 23:54
sorry it made me laugh when i saw that linda works for a car insurance company. You are rip offs lol, u charge stupid prices for people when you know there is no money around no more.. I agree that most young drivers drive like idiots, but then you price normal people with some stupid prices for cars aswell. For example my toyota avensis is 100 a month, 2.2 diesel, however a vauxhall corsa is 90 a month? £10 difference between two different cars. You should be ashamed for working in a car insurance firm and then saying people are ignorant here, its not true
27/02/2012 08:20
27/02/2012 01:54
27/02/2012 01:43
yes linda legerton i exspect that you make more than £2 profit on each policy and thats a lot of £18 they get for the cost of an office maybe they should be looking for a cheaper one and a big pay cut would go a long way to knocking down the price of insurance,you allso get back alot of money you pay out on claims by wacking up the following several years premiums until it,s payed back good day
27/02/2012 01:12
26/02/2012 14:16
i sold my 2ltr honda before moving back to UK as i knew it would cost a lot here, i bought a little citron c4 as i thought it would be cheaper insurance, but as i insured it when staying with my daughter untill i moved into my house a change of address added another 90pounds onto price with LV, i wish id kept my mouth shut it dosent pay to be honest, but they said if i hadent told them i wouldent be insured, you cant win can you
25/02/2012 23:44
As someone who works in the insurance industry it is interesting to observe the level of ignorance on this board. Premiums are high for young drivers because they drive like idiots and crash, everyone else is paying extra to fund uninsured drivers and those parasites who live the "where there is blame there is a claim."
For every £100 you pay for your premium, £60 will go on claims, £20 in commission to the broker, £18 to run the office and about £2 will be profit. There is no rip off Britain here - just a lot of bad drivers and a culture of over-claiming.
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