From mobile apps to black boxes, if you're a safe driver you could save money on your car insurance by recording your driving.
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We all talk about rip off Britain, have you ever thought about how much you pay in STANDING CHARGES, for BT, Gas, Electric, Water, Drainage companies, for what, why do we pay these charges? The companies that do charge then say, it is because we supply a service, telephone lines, drainage pipes etc.
Well so do any other company or shop. Can you imagine for instance , going to the supermarket and having to pay a charge to go in, because the supermarket has had to supply the building and the shelving and the car park. It's the biggest rip off ever.
This countries Insurance Industry epitomises the phrase "Rip-Off Britain" until this industry stops heavily penalising car drivers even before they have had accidents, it will never be a fair system. Across Europe there are much better systems which penalise those who have accidents and reward those that don't. The fact it would cost in the region of £3500 to insure my 18 year old son on pretty much any of these cars is absolutely disgraceful. Where is the regulation in that? they push and push the boundaries and make huge profits then at the slightest discrepancy will refuse to pay out. There was a time when a profit was a profit, now theres not enough profit when they dont break record margins.
its like everythimg else you get what you pay for
but in the the uk you pay more for it than any other country in the E.U.
Spain @1.20 conversion same car and spec will cost you £7330.00.
Is a 58 year old driver in the south east a greater insurance risk than a driver of the same age with similar car up here in a rural area? I think not. And young drivers are penalised for being young, not because they are bad or dangerous drivers. Not all youngsters are irresponsible road risks yet the insurance companies treat them all as if they were.
A long time ago, 3rd party insurance was the cheapest you could get. Really, you were insuring the other driver and not yourself or your own car. If you had an accident that was your fault ... well, the cost of repair to the other car was met by your insurance company, but you bore the brunt of the cost of repairing your own car. Maybe that's why most people drove cars of little value.
Many insurance companies don't seem to offer 3rd party insurance any more. And for some reason third party fire and theft insurance is more expensive than fully comprehensive insurance. I wish somebody could explain to me the reason for this. If there's a reason why insurance companies charge more for less, it really does leave me baffled.
I gave up any loyalty to insurance companies a long time ago. House insurance... car insurance ... I take the cheapest quote I can find. I'm well aware of the risks involved by accepting the cheapest quote, but when you've paid insurance premiums year after year without making a claim you do begin to wonder... And certainly insurance companies have loyalty to you, as long as you don't make a claim..
And Juli Ousley .. if you have driven for 33 years and the insurance company class you as a new driver because you haven't held insurance for 2 years ... well .. name that insurance company here. If we began - we being the motorist - putting pressure on insurance companies by taking our business away they may change their tune.
It's scandalous, it really is.
What a pointless article. Small underpowered cars are obviously cheaper to insure.
I would also like to see the bonuses they paid out to their executives.
I have a courtesy car at the moment. It is an Aygo. The visibility is not good at all. It is quite nice to drive, but there are too many wide areas of metal by the sides of the windscreen and between the front and rear seats. The rear window visibility is also restricted. It feels good to drive but I cannot believe the difference between this car and my Saxo Desire (where you can see clearly everywhere you look). I have my wits about me when I drive, but this is a car that you just cannot take any risks with whatsoever. I don't want to diss the Aygo at all but I would recommend a test drive before buying.
Last year i had a 230k mercedes with the supercharger a fast car.
My car insurance was £240 full comp with LV (im old with full no claims lol)
i sold the car and got an old £500 nissan almera diesel because my mileage was going up big time.
LV wanted £10 a month more robbing gits
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