Nearly half of UK households say that they would struggle to cope if their monthly outgoings rose by £99. We look at how you can create some financial 'breathing space' to help you out if you lose your job or become ill.
New job vacancies increase by 7%

Working part-time is on the rise, with new opportunities doubling over the last 12 months, according to Reed
New job vacancies increased by more than 7% last month compared with a year ago, according to a new report.
Employment firm Reed said most sectors were posting more jobs than a year ago, especially motoring, health and medicine, social care and engineering.
Part-time working is on the increase, with new opportunities doubling over the past year, said Reed.
The number of general vacancies is higher in every region except East Anglia, with bigger than average increases in Northern Ireland, the East Midlands and the West Midlands.
Martin Warnes, managing director at reed.co.uk, said: "Following two months of encouraging figures, we can say with some confidence that the UK jobs market is in a significantly healthier position than it was this time last year.
"Though month on month growth fell back slightly, largely due to the extended bank holiday period, broadly speaking, job opportunities are growing healthily across many sectors and in the vast majority of regions.
"A good news story arising from the figures is the buoyancy of the automotive and engineering sectors.
"Recent developments in the car industry, particularly in the West Midlands and also in the North West, have provided a major boost to job prospects within both fields, which continue to play such a major role in the overall health of the jobs market and wider UK economy.
"The rise in part-time opportunities is also noteworthy, reflecting a growing flexibility and open-minded approach on the part of employers to look for ways to retain roles and sustain business development in a challenging economy."
related stories on msn
Aside that, what would happen when they all return to their base of work?
Government ( Couldn't run a raffle )
Like Banks they will manipulate figures to try and fool the lemmings to believe it is your fault that you are unemployed not theirs.
Half a brain Cameron and Osborne are out at the next election.No more prevarication LibDems remove yourselves from this fiasco or defect to Labour if you really hold socialist values.
The French and Spanish know how to protest against this crap.
latest money videos
more on msn money


Avoid these mistakes if you want to lead a richer life!

Save regularly to nab a leading easy access ISA rate from Newcastle Building Society and the chance to earn up to £1,000 cashback.

Barclaycard is now offering a record 27 interest-free months to pay off your debts.

The taxman says three and a half million people are due a refund, but two million will have to fork out for underpaid tax.

Fed up with low savings rates and high borrowing rates? As Dave Fishwick and his Bank of Dave has demonstrated, there are other options out there.

If you want to find a unique property bargain, there is plenty of help available online - you just need to know where to look.

US couple have found an innovative solution to the problem of sky-high house prices.

The two banks have now joined the Post Office's banking network, meaning customers can make withdrawals and deposits at branches around the UK.

Get 5p off per litre of fuel at Shell, broadband from £2 a month and more in our latest discount and freebie round-up.

Lifestyling is supposed to mean that your pension pot becomes more secure the nearer you get to retirement. Yet your pension provider might be switching you to overpriced and therefore riskier investments.

If you want to borrow a larger sum of money and repay it over time, a conventional personal loan is not always your best option.




