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New industry-wide rules mean mortgage providers have to take a much keener interest in an applicant's regular outgoings
Tougher mortgage checks warning

People applying for a mortgage are facing tougher affordability checks which delve into their spending habits on outgoings ranging from childcare, travel and clothing to wine clubs and even a flutter on the horses.

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msn money poll

Do you agree with the government giving pensioners an estimate of when they might die to help them manage their finances?

Thanks for being one of the first people to vote. Results will be available soon. Check for results

    18 %
    Yes - any financial advice that could help pensioners is welcome
    84 votes
  2. 82 %
    No - it's unnecessary interference from the government
    382 votes

Total Responses: 466
Not scientifically valid. Results are updated every minute.