13 scams to avoid this summer(Mark Humphrey - AP)

A number of new scams have emerged that could threaten us all.

According to the National Fraud Authority, UK individuals lose £4 billion every year to fraud. Most fell victim to mass-marketing attacks like share-sale fraud, lottery and advanced fee frauds as well as newer frauds such as online ticketing and rental fraud.

We uncover 11 of the latest tricks in circulation and show you how to keep your money where it belongs - with you.