Signing up to an annual direct debit payment plan from your energy supplier is supposed to help prevent bill shock as your payments are spread equally throughout the year. But it might not work like that...
One in five 'give up on dream job'

One in five young people has given up hope of finding a job in their chosen career, according to research
One in five young people has given up hope of finding a job in their chosen career, with many more expecting to wait 10 years to land their dream job, according to research.
A survey of 1,000 people aged between 18 and 28 found that almost two out of five feared they would never find a job in their preferred industry.
One in four of those questioned by Amigo Loans said they had taken a job in another industry because they were desperate for an income.
James Benamor, chief executive of Amigo Loans, said: "There are too many talented business people struggling to get by in the first job they can get."
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