Signing up to an annual direct debit payment plan from your energy supplier is supposed to help prevent bill shock as your payments are spread equally throughout the year. But it might not work like that...
Warning on horror film extras scam

People have been asked to pay 60 pounds to appear in a horror film in the Scottish Highlands, in what is throught to be a scam
Police have issued a warning about a scam recruiting extras for a horror film they believe does not exist.
People have been emailed and asked to pay a £60 deposit after being "chosen" to star as an extra in the movie Wood Evil, which is apparently being shot in Inchnacardoch Forest, near Fort Augustus in the Highlands.
Concerns were initially raised with tourism body VisitScotland, who contacted police.
Northern Constabulary and the Highland Film Commission say they have not been made aware of any proposed filming in the region and believe it to be a scam.
The force posted on its website: "Film companies would not ask for money from a potential extra.
"Police are advising anyone who is approached in such a manner not to pay any monies to the company and contact police with information."
Anyone with any concerns should contact police on 0845 6005703 or Crimestoppers in confidence on 0800 555 111.
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